We've been helping families & individuals out for a long time. We know what we're doing and it shows in the results we get for you. Let us help you out today. Everyone deserves a second chance.


We not only make the complex process of repairing your credit, improving your credit, & getting you ready to buy a home easy, we make it affordable too. Find out how little it is to improve your life today.

Second Chance Homes

Because Every one deserves a second chance

We can help you get the process started to get you into a home

Before you begin the process of getting a home, you need to find out what your credit score is like. Even if you have “good” credit, there can still be negative items on your credit report that you don’t know about. A negative item on your credit report can end up costing you hundreds and even thousands of dollars on car payments, mortgages payments, insurance rates and in hundreds of other ways. Many people think that there’s nothing that can be done to change the information on their credit report. You are the one responsible for making sure your credit report is correct. That’s where we can help you. We’ll help you get negative items off your credit reports. Millions of people have information their credit reports that can be incorrect, old, incomplete, unclear, unverifiable, unfair or questionable. Second Chance Homes makes the process of removing these items easy and affordable. Your credit score is what determines the interest rates you pay for cars, credit cards, mortgages, and other most other loans. Also, most employers check your credit report before they hire you.

You can take action to get into a home. Call us today.

Credit News

Google News
  • The high-stakes debate over credit reportingWorcester TelegramHow about if your credit reports included information on your utility bills, rent, cable, mobile phone and other monthly payments? Wouldn't this give a nice jolt to your credit scores, assuming you've paid these bills on time? Shouldn't this be federal ...House panel considers ways to boost credit scores, but complications come to lightWashington Postall 2 news articles »

  • When Does Credit Card Debt Fall Off Report?Fox BusinessCollection accounts stay on a credit report for seven years. Moreover, they're going to affect your scores significantly for that time frame. "Generally, the older a late payment, the less impact it has," says Rod Griffin, director of public education ...DC, Md. and Va. Have Some of Highest Credit Card Debt, Report SaysCBS LocalThe 5 States (Plus DC) With The Highest Levels Of Credit Card DebtThe ConsumeristTop 10 Reasons You Put Off Credit RepairBoston.comall 6 news articles »

  • A secured credit card can help to establish or mend creditWashington Post“He paid off a few of the lower balances showing on his credit report. We have offered to help him pay off some of the higher balances, but he said his negative marks will go away after a few years. How true is this? We want to help get his credit ...and more »

  • Top Websites For Checking Your Credit ScoresInvestopediaWhile you can check your credit reports from each of the major credit bureaus – Experian, Equifax and TransUnion – for free once every 12 months at www.AnnualCreditReport.com, the free reports don't contain your credit score. Lenders and creditors ...What Sets Top Credit Scores Apart From the Rest?Huffington PostDebunking credit mythsIT Business NetIf your credit score's great, don't toil to add a few pointsBoston GlobeThe Dough Rollerall 12 news articles »

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