We've been helping families & individuals out for a long time. We know what we're doing and it shows in the results we get for you. Let us help you out today. Everyone deserves a second chance.


We not only make the complex process of repairing your credit, improving your credit, & getting you ready to buy a home easy, we make it affordable too. Find out how little it is to improve your life today.

Second Chance Homes

Because Every one deserves a second chance

We can help you get the process started to get you into a home

Before you begin the process of getting a home, you need to find out what your credit score is like. Even if you have “good” credit, there can still be negative items on your credit report that you don’t know about. A negative item on your credit report can end up costing you hundreds and even thousands of dollars on car payments, mortgages payments, insurance rates and in hundreds of other ways. Many people think that there’s nothing that can be done to change the information on their credit report. You are the one responsible for making sure your credit report is correct. That’s where we can help you. We’ll help you get negative items off your credit reports. Millions of people have information their credit reports that can be incorrect, old, incomplete, unclear, unverifiable, unfair or questionable. Second Chance Homes makes the process of removing these items easy and affordable. Your credit score is what determines the interest rates you pay for cars, credit cards, mortgages, and other most other loans. Also, most employers check your credit report before they hire you.

You can take action to get into a home. Call us today.

Credit News

Google News
  • Using a debit card to rent a car could damage credit scoreSTLtoday.comMyhre said that even if a car rental company runs a credit report on customers using a debit card, it's unlikely to be detrimental to a score because inquires count for a low percentage of the total score. But the hard inquiry could lower the score ...and more »

  • Latin Post'Get Smart About Credit' Campaign Offers Free Tools & Tips and a ...Latin PostPayment history is one of the biggest factors in credit score, including the on-time payment of rent and cell phone bills. Also, using free financial tools online, and online banking, can help one to develop a budget and create an automatic bill ...Columbus-area residents come up low on credit score, high on debtColumbus Ledger-Enquirerall 2 news articles »

  • Ask Buck and Penny: Credit scoreOklahoma DailyIt can help you obtain lower interest rates on big purchases like a house or car. It can also assist in obtaining a job as many employers review credit scores before offering employment. You can pull your credit report for free at annualcreditreport.com.and more »

  • The Money Mistake That 48% of Renters MakeTIMECredit agency firms TransUnion and Experian did recently start allowing rental payments to be collected and factored into credit reports. But in practice, most landlords do not yet share with the data collectors that you're paying on time each month ...Rent Plays No Role in Most Credit Scores, and 77% Wish It WouldMainStreetall 3 news articles »

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2350 Veterans Memorial Dr. Iuka MS 38852


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