We've been helping families & individuals out for a long time. We know what we're doing and it shows in the results we get for you. Let us help you out today. Everyone deserves a second chance.


We not only make the complex process of repairing your credit, improving your credit, & getting you ready to buy a home easy, we make it affordable too. Find out how little it is to improve your life today.

Second Chance Homes

Because Every one deserves a second chance

We can help you get the process started to get you into a home

Before you begin the process of getting a home, you need to find out what your credit score is like. Even if you have “good” credit, there can still be negative items on your credit report that you don’t know about. A negative item on your credit report can end up costing you hundreds and even thousands of dollars on car payments, mortgages payments, insurance rates and in hundreds of other ways. Many people think that there’s nothing that can be done to change the information on their credit report. You are the one responsible for making sure your credit report is correct. That’s where we can help you. We’ll help you get negative items off your credit reports. Millions of people have information their credit reports that can be incorrect, old, incomplete, unclear, unverifiable, unfair or questionable. Second Chance Homes makes the process of removing these items easy and affordable. Your credit score is what determines the interest rates you pay for cars, credit cards, mortgages, and other most other loans. Also, most employers check your credit report before they hire you.

You can take action to get into a home. Call us today.

Credit News

Google News
  • NerdWallet (blog)No Credit History (Probably) Won't Hurt Your Job SearchNerdWallet (blog)Some things, such as car loans and mortgages, to name a few, are hard to get when you have no credit history. Even certain credit cards might be hard to get (although there are lots of credit cards for people with no credit). But there's one thing you ...

  • NerdWallet (blog)Credit History vs. Credit Report: What's the Difference?NerdWallet (blog)You know the difference between your credit score and credit report—but the difference between a credit history and a credit report still might be a head-scratcher for you if you have no credit. Simply put, your credit history is included on your ...What Happens When You Miss a Credit Card Payment?STLtoday.comall 192 news articles »

  • How to Get an Unsecured Credit Card With No Credit HistoryNerdWallet (blog)A bank takes a certain risk with each credit card it issues. Your credit score and credit history are used in determining whether or not you are a good risk. With no credit, the bank doesn't have much information to base their decision upon, so your ...

  • NerdWallet (blog)5 Steps to Improve Your Credit in 2015U.S. News & World Report (blog)According to the Consumer Financial Protection Bureau, fewer than one in five Americans check their credit report in any given year. Don't follow this trend. If you want to begin tackling your credit, your starting point should be your credit report ...Does Freezing Your Credit Hurt Your Good Credit Score?NerdWallet (blog)all 4 news articles »

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