We've been helping families & individuals out for a long time. We know what we're doing and it shows in the results we get for you. Let us help you out today. Everyone deserves a second chance.


We not only make the complex process of repairing your credit, improving your credit, & getting you ready to buy a home easy, we make it affordable too. Find out how little it is to improve your life today.

Second Chance Homes

Because Every one deserves a second chance

We can help you get the process started to get you into a home

Before you begin the process of getting a home, you need to find out what your credit score is like. Even if you have “good” credit, there can still be negative items on your credit report that you don’t know about. A negative item on your credit report can end up costing you hundreds and even thousands of dollars on car payments, mortgages payments, insurance rates and in hundreds of other ways. Many people think that there’s nothing that can be done to change the information on their credit report. You are the one responsible for making sure your credit report is correct. That’s where we can help you. We’ll help you get negative items off your credit reports. Millions of people have information their credit reports that can be incorrect, old, incomplete, unclear, unverifiable, unfair or questionable. Second Chance Homes makes the process of removing these items easy and affordable. Your credit score is what determines the interest rates you pay for cars, credit cards, mortgages, and other most other loans. Also, most employers check your credit report before they hire you.

You can take action to get into a home. Call us today.

Credit News

Google News
  • InvestopediaWhat Lenders Look At On Your Credit ReportInvestopediaWhat do lenders consider when they look at your credit report? It's a simple question with a complicated answer, as there are no universal standards by which every lender judges potential borrowers. Of course, there are some items that will decrease ...Everyday Cheapskate: Whether you like it or not, you need a good credit scoreDalles ChronicleCredit Score Confusion: Is Your VantageScore As Important As Your FICO Score?MainStreetall 3 news articles »

  • The Difference Between Hard and Soft Credit InquiriesU.S. News & World Report (blog)Like most things in life, credit scores can be frustrating if you don't understand how they work. Did you know there could be errors on your credit report that are damaging your score? Or that not using your credit cards could backfire against you? And ...and more »

  • Yes, Credit Score And Credit Report Are Two Different ThingsTheStreet.comMany people use the terms credit score and credit report interchangeably. Everyone from journalists to consumers often refer to a credit score when they mean credit report and vice versa. Credit reports and credit scores contain different information ...Everyone Should Know the 5 Parts of a Credit Score; Do You?Wall St. Cheat Sheetall 3 news articles »

  • Poles love consumer credit: reportXinhuaWARSAW, July 23 (Xinhua) -- Poland is 6th in the European Union (EU) as regards the average consumer-credit-to-GDP ratio, which is at a level of 8.1 percent, according to PwC data published by the Rzeczpospolita daily on Wednesday. However, if nominal ...and more »

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